Thought Leader in Liability Insurance | Lifetime Achievement Award, General Insurance Excellence Awards 2025 | Published Author
Uttara Vaid is a distinguished insurance professional with 45+ years of experience across leading insurers and global broking organisations in India and international markets. A pioneer in Liability Insurance, she established the first Liability Insurance department at TATA AIG, playing a significant role in developing and advancing the Liability insurance market in India.
Throughout her career, Uttara has held senior leadership positions with TATA AIG, AIG, Aon Global, and Aon Asia, combining extensive technical expertise with strategic and commercial leadership. Her experience includes regional leadership roles across both insurance and broking, along with significant contributions to product development, market expansion, and complex risk solutions.
In 2015, she founded Uttara Vaid Advisory Services LLP (UV Advisory) with a vision to create an independent platform providing specialist technical expertise to insurers and brokers across Liability, Speciality, and Affinity insurance. Her areas of expertise include Financial Lines, Financial Institution risks, Casualty Lines, contractual risk, policy structuring, and complex Liability programmes.
Uttara is also a recognised industry thought leader, regularly invited to contribute as a speaker and faculty member at leading insurance forums and conferences. Her work includes technical publications and contributions to the development of innovative insurance solutions, including Individual D&O and Security Issuers’ policies.
Technology & Risk | Liability Insurance | Cyber & Emerging Risks | Strategy & Innovation
Prachi Vaid brings a distinctive perspective to insurance advisory, combining experience in technology, risk management, strategy, and Liability Insurance. She began her professional career with Accenture in London, working as a Functional Analyst on technology implementation projects, before pursuing an MPhil in Innovation, Strategy and Organisation at the University of Cambridge.
She subsequently joined Ernst & Young LLP as a Risk Analyst within its Internal Audit practice, working with technology-driven organisations to identify and address risks embedded within business processes. This experience shaped her understanding of how technology, risk appetite, and business strategy intersect — particularly as organisations respond to rapidly evolving digital environments.
Prachi joined UV Advisory in 2019, where she focuses on Liability Insurance consulting for insurers and brokers, with particular interest in Cyber and Network Risk and emerging technology-related exposures. Her work brings together strategic thinking and technical insurance insight to help organisations evaluate evolving risks and consider appropriate risk-transfer solutions.
Alongside her professional responsibilities, Prachi is actively involved in advancing the insurance profession. She serves as Head of Programmes and Projects at Women in Insurance India (WiiN), contributing to initiatives focused on professional development, mentorship, and creating greater opportunities for women across the insurance industry.
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